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|Title:||Activities of greek co - operative banks: Α comparative balance sheet and income analysis to commercial banks||Authors:||Καραφόλας, Συμεών||Keywords:||Τράπεζες και τραπεζικές εργασίες, Συνεταιριστικές -- Ελλάδα;Τραπεζικές συγχωνεύσεις -- Ελλάδα;Banks and banking, Cooperative -- Greece;Bank mergers -- Greece||Issue Date:||2002||Publisher:||ΤΕΙ Ηπείρου. Σχολή Διοίκησης και Οικονομίας||Journal:||Επιθεώρηση Οικονομικών Επιστημών;Τεύχ. 2||Abstract:||The paper proposes a comparative analysis of the activities and income of co-operative banks and commercial banks in Greece by examining the balance sheet and the statement of income during the period 1994-1999. Greek co-operative banks have a very strong proportion of credit activities compared to commercial banks, which is also reflected in the income. Co-operative banks in Greece are borrowers dominated. Cooperative capital has a strong proportion in liabilities and part of it is used to cover the loan demand. Co-operative banks presented very high level of capitalization and high levels of profitability. Co-operative bank's activity is influenced, although, by legislative restrictions, the limited development of the network of bank agencies, the lack of a mature central co-operative bank and the absence of a guarantee funds system.||URI:||http://cris.teiep.gr/jspui/handle/123456789/1083||ISSN:||1109-2629|
|Appears in Collections:||Επιθεώρηση Οικονομικών Επιστημών|
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